If you’ve ever wondered how we’re flying in business class and staying at incredible hotels without spending a fortune… this is exactly where it starts.

Because the strategy isn’t just about earning points—it’s about earning the right kind of points.

That’s why I keep coming back to Chase!

Their points (called Ultimate Rewards®) are some of the most valuable out there because they’re flexible. Instead of being locked into one airline or hotel, you can transfer them to multiple partners depending on where you’ll get the best deal.

Sometimes that means booking luxury Hyatt stays.
Other times? It looks like flying to Europe in business class for a fraction of the price.

One of my favorite examples: transferring points to Air France/KLM Flying Blue, where:

• You can often find great business class award pricing
• Kids’ tickets are 25% off when booking with miles 🙌

👉 That flexibility is what makes these cards so powerful—and why I use them for nearly every trip we take.

⚠️ Note: This post is currently being updated with new card links and current offers. Check our Best Offers page for the most current recommendations.

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Why Chase Points Are So Valuable

Chase Ultimate Rewards points give you two main ways to book travel:

1. Transfer to Travel Partners (Best Value)

This is where you can unlock outsized value.

You can transfer points at a 1:1 ratio to airline and hotel programs—then book directly through those programs.

This is how you get:

• Luxury Hyatt stays for far fewer points
• Business class flights for a fraction of the cash price
• Access to airline-specific perks (like Flying Blue family discounts)

👉 In most cases, this is my go-to strategy.

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2. Book Through the Chase Travel Portal

If you want something simple, you can book travel directly through Chase.

• Flights, hotels, rental cars—all in one place
• Points have a fixed value depending on your card
• No need to search award availability

👉 I still use this sometimes—especially for flights when pricing is low. The key is to check BOTH options before transferring your points!

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Chase Transfer Partners (Full List)

Here’s what makes these cards so powerful 👇

Airline Partners

• Aer Lingus AerClub
• Air Canada Aeroplan
• Air France / KLM Flying Blue
• British Airways Executive Club
• Emirates Skywards
• Iberia Plus
• JetBlue TrueBlue
• Singapore Airlines KrisFlyer
• Southwest Rapid Rewards
• United MileagePlus
• Virgin Atlantic Flying Club

Hotel Partners

• World of Hyatt ⭐ (my personal favorite for hotel stays)
• IHG One Rewards
• Marriott Bonvoy

👉 Having all of these options means you can choose the best deal for your trip, not just the most convenient one.

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The Best Chase Cards to Earn Points

Chase Sapphire Preferred® Card

👉 Best starter card (and one I recommend the most)

👉 Learn More Here!

Current Bonus Offer:

• 75,000 points after minimum spend

Why I love it:

• Low $95 annual fee
• 3x points on Gas!
• Earns bonus points on travel and dining
• Unlocks the ability to transfer points to partners
• Solid travel protections

If you’re just getting started, this is hands-down the easiest way to begin earning transferable points.

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Chase Sapphire Reserve®

👉 Best for premium travel perks + frequent travelers

👉 Learn More here

Typical Bonus Offer:

• 80,000–150,000 points (varies)

Why it stands out:

• $300 annual travel credit
• Higher earning rates on travel + dining
• Points worth more in the Chase travel portal

✈️ Lounge Access (Game Changer)

This card includes:

• Priority Pass lounge access
• Access to Chase Sapphire Lounges

Which means:

• Free food and drinks
• A quiet place to relax
• A MUCH better airport experience (especially on long travel days)
• The Lounge Access ALONE makes this high annual fee WELL worth it!

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Chase Ink Business Preferred® Credit Card

👉 Best for earning a large chunk of points quickly

👉 Learn More Here

Typical Bonus Offer:

• Around 100,000 points after minimum spend

Why it’s one of my favorites:

• One of the highest welcome bonuses available
• Points transfer to all Chase partners
• Bonus categories include:
  • Travel
  • Shipping
  • Advertising

If you have any kind of business (even a side hustle), this card can fast-track your points balance.

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Chase Ink Business Cash® Credit Card

👉 No annual fee + high earning categories

👉 Learn More Here

Bonus Offer:

• $1,000 cash back (can become 100,000 points)

Why it’s so powerful:

• 5x on internet, cable, and office supplies
• 2x on gas and dining
• No annual fee

⚠️ Important:
To transfer these points to travel partners, you’ll need to pair this card with a Sapphire Preferred, Sapphire Reserve, or Ink Preferred.

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Chase Ink Business Unlimited® Credit Card

👉 Simple, everyday earning

👉 Learn More Here

Bonus Offer:

• Around $1,000 cash back (convertible to 100,000 points)

Why it works so well:

• 1.5x on every purchase
• No annual fee
• Great for expenses that don’t fall into bonus categories

Again—pair this with a premium Chase card to unlock transfer partners.

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How I Use These Cards Together

This is where the real strategy comes in.

I don’t just use one card—I combine them to:

• Maximize earning across different categories
• Pool all points into one account
• Transfer them where I’ll get the highest value

👉 That’s how we’re able to:

• Book Hyatt resorts
• Fly business class to Europe
• Travel as a family without spending a fortune

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Final Thoughts

If your goal is to travel more without increasing your budget, these cards are one of the most powerful tools you can use.

Because at the end of the day, it’s not about chasing one specific redemption…

It’s about having flexible points that give you options.

And that’s exactly what Chase does best.

Let me know if you have any questions!

Happy Earning & Safe Travels, Friends!